What Are the 11 Best Car Insurance Companies?
If you recently purchased a new or used car, you will want to find the best car insurance companies for your business. You may even be thinking about switching providers if you're not happy with your current insurance company. We've devised a list of the 11 best car insurance companies for you. We want you to go through this list and read the details about 11 providers that we feel are top candidates for your automobile protection.
You can further your research once you read our breakdown of the 11 best car insurance companies. You can even ask us questions if you are unsure about some of the details. Our goal is to point you in the direction of providers who have excellent car insurance rates as well as other vital qualities that top car insurance companies should have. Here is some information on the qualities of the best car insurance companies and the list of the top 11.
What's Considered the "Best" Insurance Company?
We don't ever use the term "best" lightly. We use a number of criteria when we compare insurance companies. To qualify as the best car insurance companies, the providers have to possess five essential qualities.
- One thing we look at is tenure and how long a company has given car insurance to consumers successfully.
- We also consider consumer reviews, as they are often very candid and honest
- We look at a provider's website as well, and we examine it for transparency, usability, and availability
- Additionally, We review promotions, discounts, and other bonuses that make the lives of the policyholders more manageable
- Last but not least, we factor in customer service
Two powerhouse companies also rate insurance providers. Those companies are JD Power and AM Best. JD Power uses information that they collect from consumers who have purchased and used products and services. They use a number score and a star rating. AM Best uses a grading system that is similar to that of the Better Business Bureau. The scores and ratings take into account elements such as pricing, policy offerings, billing and payment, and contact. Those ratings, along with our ratings, help to create the list that you are about to review.
Our list of the best car insurance companies is a list that we developed with pride. You can feel confident about checking in with any of the providers on this list because we have compared them to other insurance companies across the nation.
Now that you know how we judge our top car insurance companies, it's time to get on with the list. These are the 11 car insurance companies that we felt would serve you the best out of all of them.
1. GEICO
GEICO is one of our personal favorites just because of the massive amount of advertising exposure it gets. GEICO is the provider that is best known for saving money on your car insurance. However, the company has also received recognition for its outstanding mobile application. It's a provider that you never have to wonder about. It has been around for a long time and continues to provide top-quality auto Insurance to people all across the United States.
About GEICO
Government Employees Insurance Company has been around since 1936. Lillian Goodwin and Leo Goodwin Sr. are the ones who created it. It has a headquarters in Chevy Chase, Maryland, and its revenue was over 25 billion in 2017. GEICO has more than 40,000 Employees working for it at this time.
Scores and Grades
GEICO received a JD Power score of 871 points and an AM Best rating of A+. It has an overall consumer rating of 4.5 points out of five possible points, and consumers have rated the company best overall.
Discounts
Policyholders can receive a heap of discounts on their GEICO policies. Examples of such discounts include auto-pay discounts, multiple car discounts, safe driver discounts, and safety feature discounts. They even offer a discount for credit union membership. The long tenure, excellent pricing, and available discounts make GEICO one of the best insurance companies out there. We also felt that their website was very user-friendly, attractive, and transparent.
2. Progressive
Progressive Insurance is another one of those long-standing companies the has tons of benefits and a far reach across the United States. Progressive also has many fans. The company provides consumers with car insurance, renter's insurance, home insurance, condo insurance, and more. They also allow their customers to get discounts for bundling insurance policies together. Progressive has always been known as a high-quality insurance provider. We are sure that you will love every minute of holding a policy with them.
About Progressive
Progressive Insurance first opened its doors in March of 1937. Its headquarter is in Mayfield Village, Ohio, and its current president and CEO is Tricia Griffith. Progressive had a revenue of 30 billion dollars as of 2018. The company also has more than 35,000 employees, and it continues to grow every day. Additionally, Progressive is active across all 50 states. Anyone who lives in the US can qualify for coverage with this company.
Scores and Grades
Progressive has some very high scores and consumer input. It is most popular for its array of discounts. The company has a JD Power score of 856 points, and it has an AM Best rating of an A+.
Discounts
Progressive offers a lot of discounts to its policyholders. They have a paperless billing discount, pay in full discount, and an online sign-on discount. Policyholders also get discounts for being good students, making automatic payments, and continuing with their insurance coverage with no lapses. The company offers many more additional discounts, and you can hear about them all by reaching out to a Progressive agent.
3. Esurance
Esurance is another popular insurance company that we consider one of the best car insurance companies in the nation. We like Esurance because its main focus is saving consumers time, paperwork, and dollars. We love the ease of use on their website, and we feel that it has a comprehensive feature package on the mobile app, as well. Esurance promises customers that they will receive no-pain claims, discounts galore, and tools that make managing their policies easier.
About Esurance
Esurance is headquartered in San Francisco, California, and Jonathan Adkisson is the president. It first opened its doors in 1999, and its parent is Allstate. The company earns revenue of more than 1 billion dollars every year.
Scores and Grades
Esurance is best recognized for its customized and personalized policies. The company received a JD Power score of 871 points and an AM Best rating of A+. Consumers like Esurance because of the independence they can feel when they manage their policies. They also like the discount opportunities that come along with insurance policies.
Discounts
Like many other insurance companies, Esurance provides its policyholders with the opportunity to earn discounts on their policies. The company offers discounts on safety features such as anti-theft systems and anti-lock brakes. They also offer discounts to people who have been good drivers for several years.
Additionally, Esurance provides discounts to customers who request quotes online. Furthermore, they offer discounts to people who have multiple policies, multiple cars, or have gone claim free for quite some time. The opportunity for a policyholder to get a discount is there. That's why Esurance is on the list of the best car insurance companies.
4. Liberty Mutual
Liberty Mutual is another insurance company that we hold in high regard for its tenure and reliability. It's one of the longest standing providers of automobile insurance and other products. Consumers always have positive things to say about this company, and their commentary makes us comfortable enough to recommend them to you.
About Liberty Mutual
Liberty Mutual first opened its doors more than a hundred years ago. It started in 1912, and its current headquarters is in Boston, Massachusetts. Liberty Mutual has more than 45,000 employees and had a revenue of 43.8 billion dollars in 2020.
Scores and Grades
Liberty Mutual is most known for its premium add-on features. JD Power gave it a score of 867 points, and AM Best gave it a rating of A.
Discounts
Liberty Mutual is not stingy with the discounts. It offers new clients an instant 12% discount just for asking for an online quote. You can review more amazing discounts by visiting Liberty Mutual.
5. State Farm
State Farm is also a long-standing company that we like. We found that its website was very user-friendly, transparent, and informational.
About State Farm
State Farm first opened up its doors in June of 1922. George J. Mecherle is the one who founded the company. State Farm has more than 18,000 agents, 30 operation centers, and 343 claim offices.
Scores and Grades
State Farm is best known for its teen driver features. It has a JD Power score of 881 and an AM Best rating of A++.
Discounts
State Farm offers its clients several discounts like safe driving discounts. They are adamant about safety, and so they reward those who drive in such a manner.
6. Amica
Amica Mutual Insurance specializes in auto, home, and life insurance policies. We like them because of their down-to-earth approach to dealing with their clients. Their website is very straightforward.
About Amica
Amica first opened its doors in 1907. Its headquarters is in Lincoln, Rhode Island. The company has more than 3,200 employees, and it operates in more than 44 locations.
Scores and Grades
Amica is most known for its preference for well-qualified drivers. JD Power gave them a score of 907 points in 2020. Amica also has an AM Best rating of A+.
Discounts
Amica offers its customers a long list of discounts on their insurance. Examples are the "paid in full" discount, anti-theft device discount, and good student discount.
7. Auto-Owners
Auto-Owners is another one of the best car insurance companies that we put on our list. We feel that it has a compassionate nature and a focus on convenience for the consumer.
About Auto-Owners
Auto-Owners Insurance has been operating since 1916. It currently serves 26 States, and its headquarters is in Michigan. The company grosses more than 122 million dollars per year.
Scores and Grades
Auto-Owners is best known for its high level of customer service. JD Power gave it a score of 890 points of 1000 for customer satisfaction in 2020. AM Best rated it with an A+.
Discounts
Auto-Owners provides the usual discounts to its Insurance clients. They can receive a variety of discounts on their policies for having various features.
8. The Hartford
We added The Hartford insurance company to our list of the best car insurance companies. The Hartford is for members of the AARP, and it focuses on rewarding people over the age of 50 for their driving Experience.
About the Hartford
The Hartford has been around for more than 200 years. Its headquarters is in Hartford, Connecticut. The company has more than 16400 employees, and it grosses more than 16 billion dollars a year.
Scores and Grades
The Hartford is best known for being an insurance policy for AARP members. JD Power gave it a score of 888 points for customer satisfaction in 2020, and AM best gave it a rating of an A+.
Discounts
The Hartford does provide its policyholders with discounts. One of the first discounts it offers is a huge discount to its new members.
9. USAA
We added USAA to our list of the best car insurance companies as well. USAA caters to veterans and their families. Military personnel can take advantage of a wide variety of discounts when they buy their auto, renters, and homeowner's insurance from this provider.
About USAA
The USAA headquarters is in San Antonio, Texas, in the company has been around for 97 years. It generates more than 30 billion dollars of revenue each year.
Scores and Grades
USAA is most famous for his military involvement. JD Power gave it a super high score of 900 points, and AM Best rated it with an A++.
Discounts
The discounts are quite plentiful at USAA. No policyholders will lack the opportunity to get savings on their policies.
10. Root Auto
We also liked Root Auto for its unique way of insuring people based on their driving skills. That's why we included the company in our list of the best car insurance companies. Root bases a policyholder's premium mostly on how well each driver drives his or her car.
About Root Auto
The Root Auto Insurance company is still a relatively new operation. However, it is still gaining lots of momentum all over the US. It currently operates in 30 States and is trying to expand further. It first opened for business in March of 2015, and it has more than 700 employees working for it at this time.
Scores and Grades
Root has notoriety as the best usage-based insurance company. It has an overall customer service grade of A-, and it has an overall consumer rating of four points out of five.
Discounts
The discounts are not overly abundant at the Root company, that's because their insurance is already affordable as it is usage-based.
11. Farmers
The last company on our list of the best car insurance companies is farmers. Farmers sells everything from car insurance to life insurance to business coverage. We like them because they emphasize savings, and they do everything they can to accommodate their clients.
About Farmers
Farmers Insurance first opened in 1928, and the founder's name is John C. Tyler. The headquarters is in Woodland Hills, California, and the company has more than 12740 employees.
Scores and Grades
Farmers has a B+ customer service rating, and it has a four out of five overall grade with a high score in coverage.
Discounts
Farmers offers a vast assortment of discounts to its users. They are currently offering any 25% discount to their customers amid a crisis.
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Contact us for Assistance
Now you have a completed list of the 11 best car insurance companies. Use this information to start your search for the perfect provider of automobile insurance. Once you find the most suitable auto insurance companies, you can contact us for additional help. We are a company with ties to many products and services. We are a consumer advocate that helps debtors just like you to find the products and services that they need the most. We are not a lender, but we can connect you with leading lenders in the industry.
You can come to us for help finding consolidation loans, short-term and long-term personal advances, auto and home loans, and more. We are connected to a vast assortment of credit counselors and repair agencies, as well. Our site also has an enormous variety of consumer information that can help you to take charge of your credit profile. We offer help connecting our clients with other products and services, as well. The best way for you to find out what we have to offer is to reach out to us immediately.
You can contact us by telephone or short form. One of our friendly agents will assist you by pointing you in the direction of providers that can help. Don't be afraid to reach out no matter what you need. We can and will help you get it.