If you are a homeowner, one of the items you must have is insurance. If you have a mortgage, most likely the lender has required you to obtain and keep homeowners insurance on your home. They do this as a way to protect their investment in your house. If you have paid off your mortgage and you own your home, free and clear, you should still have homeowners insurance on your house. If you do not currently have a house, but are interested in purchasing one, you should also understand the details of homeowners insurance. Continue reading this article as it is a beginning homeowners insurance guide for you.
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